Driving without Insurance
CATEGORIES
About Driving without Insurance
Law:
Under Section 143 of the Road Traffic Act 1988 it is an offence to use a motor vehicle without a valid certificate of insurance at the time of driving. It is also an offence to allow someone else to drive with knowledge that they are not covered by valid insurance.
This is a strict liability offence. All the prosecution have to prove is that you were driving at the time of the alleged offence. It is upon the defendant to prove that they were insured at the time.
Penalty:
The Sentencing Guidelines for this offence range from a fine and 6-8 points on your licence with the most serious offences involving 6-12 month disqualification. The fine is calculated depending on the severity of the offence as well as your income.
Endorsement of points on your licence is mandatory whereas disqualification is discretionary.
You may escape this if you can show “Special Reasons” for the Court to not impose an endorsement.
How we can assist:
Our solicitors have successfully represented clients charged with this offence by showing special reasons to the Court for the Magistrates to not impose endorsements on their licence.
Further, it is common for defendants to be charged with this offence when they actually are insured but cannot show the police paperwork at the time of being stopped. Through early interaction with the police and prosecution, we are able to eliminate a number of cases before even reaching Court.
Sometimes a person is guilty of this offence and must accept this. This is not to say that you cannot have your punishment reduced. Our expert advocacy and robust mitigation can assist in achieving reduced sentencing at Court.
If you are facing allegations, have been charged with this offence and summoned to Court, contact us immediately to discuss your matter.
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Brilliant result
Mr Masood has represented me for a number of years. Whenever I have been caught in a difficult position before the Magistrates Court, with his attention to detail and expert advocacy he always gets me a brilliant result.
– MrN
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Honest, learned and experienced solicitor. Mr Masood always brings his A Game to the police station and Court. He is never afraid to challenge the police and the evidence. I would never speak to the police without Mr Masood by my side.
Extremely grateful
Mr Masood represented me for a matter of drug driving. Unfortunately this was the second time I had been charged with this offence and due to my previous convictions I faced the real prospect of a custodial sentence. Mr Masood was able to expertly mitigate on my behalf, expressing my personal circumstances and persuaded the Court to suspend my sentence. I am extremely grateful for his efforts.
– MrR
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I was arrested and wrongly accused of assaulting the police. At my police station interview, Mr Masood challenged the evidence provided by the police and escalated the matter to professional standards. I was released with no further action with the arresting officer referred to professional standards for the way I was treated.
– MrP
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Represented throughout the most difficult period of my life facing an allegation of Rape in the Crown Court. Tenacity and eye for detail through a challenging process led to my acquittal. I can finally move on with my life. Wishing the team nothing but the best.
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